Richmond FDCU

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Our Mission

The Richmond Fire Department Credit Union, Inc. is sponsored by the City Of Richmond, Virginia’s Department of Fire and Emergency Services and its affiliates. We are a member-owned, not for profit financial institution. Our mission is to serve the most precious commodity which is our members and their families. We are dedicated to providing our members with the best possible financial services and products while maintaining our credit union long-term financial stability. Our commitment is to provide a fair and honest product with a friendly, caring attitude while striving to exceed our member’s expectation. Our service is about the members more so than our bottom-line. Thanks for allowing us to serve the greatest members in the world: YOU!

Important Reminders

Richmond Fire Department Credit Union Inc.

We have a new mortgage partner “MEMBER SELECT MORTGAGE”. This makes getting a home loan easier than ever! There are plenty of 100% financing options available.

Mortgage rates have reached their lowest level in recent times, making this the best time to refinance or purchase a new home .You need to act now before these rates disappear. Contact us today and inquire about how we can help you take advantage of this limited opportunity. Please contact M.J West (NMLS# 951757) or Wallace Garland (NMLS # 951756) or visit our ” MEMBER SELECT MORTGAGE ‘ link.

STOP! Look No Further ……………..

We have a New/Used Vehicle Loan Special at a rate of

3.00% APR for 3 years

3.25% APR for 4 years

3.50% APR for 5 years

4.00% APR for 6 years

This offer is for a LIMITED TIME ONLY. New loans only.

We still offer vehicle loan interest rates as low as 1.99% APR and 2.99% APR. (certain conditions apply)

Our Summer Loan Special offer is now going on ! Get up to $2000.00 @ 6.00% APR for 12 months.

Contact us for more information!

For our Debit Card users with smart phones we now offer a free ATM locator with the Credit Union 24 App. If you are traveling or can’t get to the credit union you now can have an ATM locator at your fingertips. iPhone users visit the iPhone App store and Android phone users visit the Android Market and download the Credit Union 24 App for free. The App contains surcharge and surcharge-free locations.

If you are planning to travel outside the U.S. and will use your Credit Union VISA debit or credit card, please contact us before you go to ensure you are able to use your card when out of the U.S.

Attention Debit Card Holders: UCHOOSE Rewards is here! Earn points & redeem for items you like! Use points to Purchase Tickets for Activities and Attractions, Event Tickets, Gift Cards, Merchandise or Travel. Purchases can be online or in-store. SO SIGN UP NOW AND START EARNING POINTS. Click on this hyperlink to get started: www.uchooserewards.com

As Always: THANKS!

Wallace L. Garland, President