Our Mission

The Richmond Fire Department Credit Union, Inc. is sponsored by the City Of Richmond, Virginia’s Department of Fire and Emergency Services and its affiliates. We are a member-owned, not for profit financial institution. Our mission is to serve the most precious commodity which is our members and their families. We are dedicated to providing our members with the best possible financial services and products while maintaining our credit union long-term financial stability. Our commitment is to provide a fair and honest product with a friendly, caring attitude while striving to exceed our member’s expectation. Our service is about the members more so than our bottom-line. Thanks for allowing us to serve the greatest members in the world: YOU!

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Important Reminders




We are closed Friday, April 18, 2014 for Good Friday.  Most of the area credit union service centers will be open to meet your needs.  We will re-open at 8:00 a.m. (E.D.T.) on Monday, April 21, 2014.




We had a great meeting with one of the largest turn-out in modern time.  Thank you all and we hope y’all had a great time!
Mr. Stratford "Ford" Slater Jr. is off to UVA!

Mr. Stratford “Ford” Slater Jr. is off to UVA!


We have a winner for  our scholarship fund to our members or their families for higher education needs.  The winner is Stratford “Ford” Slater Jr.  Good luck Mr. Slater!
Have you open an account for your child(ren) or grandchild(ren)?  We have kid club accounts, that will allow for higher dividend rate to our members under nineteen years of age! 

Breaking News 1 1 2014 

(click here)

Tuesday,October 15,2013,  was our first day of business outside of a Richmond Fire Station.     We have temporarily moved to 1634 OWNBY LANE, RICHMOND, VA  23220. It  may last until December, 2014, then we will return to 900 Hermitage Road.   The move is for the renovation work that will be done inside of Richmond Fire Station # 10.
The Ownby Lane location is half a mile north of  Richmond Fire Station # 10 , along Hermitage Road, just across the railroad tracks at the COMMERCE  PARK business center .    
* Members of the Richmond Fire Department Credit Union, we have now made it convenient for you to apply for loans and credit cards online. It’s easy and fast! Apply from your computer or smart phone wherever you are! Completely secure, safe and private. You will get a response by the next business day. Shopping for a vehicle or need vacation money or maybe you want to consolidate some bills? Try it out! Just click on the  Apply for a loan link.* 
 Pay off 2013 debt with 2014 cash , apply for our Winter Loan Special!
 Are you short on cash?  We can Help!  Contact us about our Winter Loan Special.  Get up to $2,000.00 @ 6.00% for twelve (12) months.  If you need more we can help with that also.                    
Contact Us for More Information.
We have a new mortgage partner “LENDER SELECT MORTGAGE”.This makes getting a home loan easier than ever! There are plenty of 100% financing options available.
 Contact us today and inquire about how we can help you take advantage of this limited opportunity. Please contact M.J West (NMLS# 951757) or Wallace Garland (NMLS # 951756) or visit our  LENDER  SELECT MORTGAGE link.
                                                     STOP! Look No Further ……………..
                                 We have a New/Used Vehicle Loan Special  at a rate of
                                                         3.00% APR for 3 years
                                                         3.25% APR for 4 years
                                                         3.50% APR for 5 years
                                                         4.00% APR for 6 years
                                This offer is for a LIMITED TIME ONLY. New loans only.
                                         Contact us today for more details. 804-354-0673
    We still offer vehicle loan interest rates as low as 1.99% APR . (certain conditions apply)
For our Debit Card users with smart phones we now offer a free ATM locator with the Credit Union 24 App. If you are traveling or can’t get to the credit union you now can have an ATM locator at your fingertips. iPhone users visit the iPhone App store and Android phone users visit the Android Market and download the Credit Union 24 App for free. The App contains surcharge and surcharge-free locations.
If you are planning to travel outside the U.S. and will use your Credit Union VISA debit or credit card, please contact us before you go to ensure you are able to use your card when out of the U.S.
Attention Debit Card Holders: UCHOOSE Rewards is here! Earn points & redeem for items you like! Use points to Purchase Tickets for Activities and Attractions, Event Tickets, Gift Cards, Merchandise or Travel. Purchases can be online or in-store. SO SIGN UP NOW AND START EARNING POINTS. Click on this hyperlink to get started: www.uchooserewards.com

Current Specials

Richmond Fire Credit Union Vehicle LoansVehicle Loans

Stop in today and see if you qualify for rates as low as 1.99% A.P.R.

Richmond Fire Credit Union Home Equity LoanHome Equity Loan

We can help you make your house a home again.

Richmond Fire Credit Union SpecialsSpecials

Are you in need of a little to no-cost checking account? Let us help you with that need! Contact our staff for more.


Important Information

Richmond Fire Credit Union Online Bill PayOnline Bill Pay

Get some freedom from your bills. Setup your online bill pay today.

Richmond Fire Credit Union Service ChargesService Changes

Keep up to date on any or our new service changes.

Richmond Fire Credit Union Fighting FraudFighting Fraud

Find ways to avoid fraud and protect your investments.

Richmond Fire Credit Union Your PrivacyYour Privacy

Learn about all the ways we protect your privacy.