Our Mission

The Richmond Fire Department Credit Union, Inc. is sponsored by the City Of Richmond, Virginia’s Department of Fire and Emergency Services and its affiliates. We are a member-owned, not for profit financial institution. Our mission is to serve the most precious commodity which is our members and their families. We are dedicated to providing our members with the best possible financial services and products while maintaining our credit union long-term financial stability. Our commitment is to provide a fair and honest product with a friendly, caring attitude while striving to exceed our member’s expectation. Our service is about the members more so than our bottom-line. Thanks for allowing us to serve the greatest members in the world: YOU!

                       NCUA                                                                Visa                                Find Us on Facebook

Important Reminders


A Planning Retreat was held on November 11, 2014 with the volunteers and staffs of RFDCUI & RPDCUI.  Approximately 25 of us spent up to five (5) hours exploring and preparing for the new Richmond Virginia Fire Police Credit Union (RVA FP CUI.)  We plan to use all available mediums to get information out to our combined memberships. It is our number one mission, to keep you informed as we move forward.

To date, all the required documents have been sent to the National Credit Union Administration (NCUA) and the Commonwealth of Virginia, State Corporation Commission, Bureau of Financial Institutions (SCC-BFI.)  Once we have the approval we will continue our work of converting the dual systems into one (i.e.: data systems, visa credit cards, visa debit cards, share drafts, and mobile banking systems.)

We are requesting membership input in the design of a new logo.  Please submit your entry prior to Tuesday, 12/16/2014 to either office at 1634 Ownby Lane or 200 West Grace Street.  A fact sheet will be sent out shortly to the combined membership explaining what to expect as the merger occurs and what to do when problems arise.

THANKS for giving us an opportunity to make this a great moment in history for our 2500 plus members.  We look forward to serving you even better!

Volunteers and Staff of Your RVA FP CUI

November 12, 2014; our modem is not working properly.  A replacement has been ordered and as soon as possible it will be installed.  This will or may have an impact on the ability to use the service centers and using your debit card with us.  The system behind the debit card will allow up to $200.00 per day in transaction while it is down.  We are sorry about any inconvenience this may cause your family and you.
The work at Richmond Fire Station # 10 is proceeding.  The city hopes to have the work completed in December, 2014.  RFDCUI will try to complete its move in by January 20, 2015. 


As Always:  THANKS! 


Have you open an account for your child(ren) or grandchild(ren)?  We have kid club accounts, that will allow for higher dividend rate to our members under nineteen years of age! 
History tell us that Tuesday,October 15,2013,  was our first day of business outside of a Richmond Fire Station.     We have temporarily moved to 1634 OWNBY LANE, RICHMOND, VA  23220  The Ownby Lane location is half a mile north of  Richmond Fire Station # 10 , along Hermitage Road, just across the railroad tracks at the COMMERCE  PARK business center . 
* Members of the Richmond Fire Department Credit Union, we have now made it convenient for you to apply for loans and credit cards online. It’s easy and fast! Apply from your computer or smart phone wherever you are! Completely secure, safe and private. You will get a response by the next business day. Shopping for a vehicle or need vacation money or maybe you want to consolidate some bills? Try it out! Just click on the  Apply for a loan link.* 
 Are you short on cash?  We can Help!  Contact us about our Winter Loan Special.  Get up to $2,000.00 @ 6.00% for twelve (12) months.  If you need more we can help with that also.                    
Contact Us for More Information.
We have a new mortgage partner “LENDER SELECT MORTGAGE”.This makes getting a home loan easier than ever! There are plenty of 100% financing options available.
 Contact us today and inquire about how we can help you take advantage of this limited opportunity. Please call extension # 103 for M.J West (NMLS# 951757) or extension # 101 for Wallace Garland (NMLS # 951756) at telephone # (804) 354-0673.  THANKS!
Equal Housing Lender
                                                     STOP! Look No Further ……………..
                                 We have a New/Used Vehicle Loan Special  at a rate of
                                                         3.00% APR for 3 years
                                                         3.25% APR for 4 years
                                                         3.50% APR for 5 years
                                                         4.00% APR for 6 years
                                This offer is for a LIMITED TIME ONLY. New loans only.
                                         Contact us today for more details. 804-354-0673
    We still offer vehicle loan interest rates as low as 1.99% APR . (certain conditions apply)
For our Debit Card users with smart phones we now offer a free ATM locator with the Credit Union 24 App. If you are traveling or can’t get to the credit union you now can have an ATM locator at your fingertips. iPhone users visit the iPhone App store and Android phone users visit the Android Market and download the Credit Union 24 App for free. The App contains surcharge and surcharge-free locations.
If you are planning to travel outside the U.S. and will use your Credit Union VISA debit or credit card, please contact us before you go to ensure you are able to use your card when out of the U.S.
Attention Debit Card Holders: UCHOOSE Rewards is here! Earn points & redeem for items you like! Use points to Purchase Tickets for Activities and Attractions, Event Tickets, Gift Cards, Merchandise or Travel. Purchases can be online or in-store. SO SIGN UP NOW AND START EARNING POINTS. Click on this hyperlink to get started: www.uchooserewards.com

Current Specials

Richmond Fire Credit Union Vehicle LoansVehicle Loans Stop in today and see if you qualify for rates as low as 1.99% A.P.R.
Richmond Fire Credit Union Home Equity LoanHome Equity Loan We can help you make your house a home again.
Richmond Fire Credit Union SpecialsSpecials Are you in need of a little to no-cost checking account? Let us help you with that need! Contact our staff for more.

Important Information

Richmond Fire Credit Union Online Bill PayOnline Bill Pay Get some freedom from your bills. Setup your online bill pay today.
Richmond Fire Credit Union Service ChargesService Changes Keep up to date on any or our new service changes.
Richmond Fire Credit Union Fighting FraudFighting Fraud Find ways to avoid fraud and protect your investments.
Richmond Fire Credit Union Your PrivacyYour Privacy Learn about all the ways we protect your privacy.
Equal Housing Lender